Mobile phone insurance as well as extended protection plans isn’t cheap which may cost you $6 or more a month. But the investment can save you much money would your phone get stolen, damaged or lost. Take the iPhone 6 for example, you may be able to get it for $0 down for well protection, while a replacement might cost you $650 out-of-pocket. Even a small drop of the phone would lead to a cracked display that might cost hundreds to fix. In this case, right phone insurance policy can give you peace of mind.
That thing is, even cell phone insurance cost a smaller amount money when comparing with home insurance. Do you really need this policy? Does mobile phone insurance really worth the extra money? Many people doubt about that. Well, there is no exact answer. People really appreciate that these insurance plans bring the peace of mind and perception of extra security. Or people are much more accident-prone and drop their phones on a more frequent basis than normal. They have better consider to buy this insurance.
Mobile phone insurance is designed to help people when they’re suffering from a phone crisis, be that damage, loss or theft. But like any type of insurance, it will cost you. If you were people mentioned above, you should shop around and do mobile phone insurance compare-http://insurance.finder.sg/MobileCare.aspx before making your final decision. It worths mentioning that if you are having carrier’s insurance plan, phone insurance policies and prices vary from phone carriers to carriers. In other words, monthly fee and the deductible will change depending on the carrier as well as the type of phone you are protecting. Mobile devices like IPhones will charge more than Samsung phones.
There are also many kinds of cell phone insurance provided by even the same insurance company. If neither manufacturer’s insurance plan nor carrier’s insurance plan satisfies you, you can choose third party insurance that can protect your smart phone. Accidental damage like mechanical breakdowns, spills and drops will cover. It is hard to say which policy is the best. Think of what kind of accident might happen to your phone according to your daily behavior. If you are going to have mobile phone insurance, you should check the coverage of each plan. If you’re more likely to drop your smart phone or loss it more than it might be stolen, a plan with loss and damage might be the best option. The second step will be finding some reliable insurance companies and make a conversation and comparison. Figure out coverages and limits. It would be a great help when it comes to making a claim.