In Singapore, it is an annual affair for car owners to renew the insurance and road tax. Prices of policies are in a broad range and depending on the model of your car, your profile and the type of coverage you need. If you have been with the same coverage for a couple of years and you are not enjoy the service or not satisfied with rate, it is a good idea to start shopping around for new insurance carrier and agents. Actually, most people shop for car insurance is aimed at the price, because insurance companies are notorious for rate changes. Therefore, it is important to get a car insurance Singapore quote. There are some tips as bellow.
You need to make sure to be able to do a side by side comparison of coverage. The best way to compare coverage is to have a copy of your declarations page because give these to different agents and they will have access to all of your pertinent information. Request the agents to quote you a rate with coverage as similar as possible. If you don’t want to waste so much time, it is helpful and convenient way to have a quote online because you don’t have to physically go to multiple offices. Compare coverage will help learn more about the car insurance as well as make a right decision.
Ask and verify the discounts
Singapore car insurance companies will make a separate price to you according to your choice of insurance clause. You’d better ask and verify the discounts before you determine to purchase it. Once you ask the discounts so you are able to look over that given in your new quotes and ensure you are qualified for the discounts listed as well. Some agents want to deduct a percentage from a sum of money, they will show you some worthless discounts to attract you that you are easy to get into a trap.
Check the driving record
Driving record is part of the insurance clauses. The car insurance companies in Singapore, they request you to provide the run driving record because you tell them of any tickets or accidents you have been in over the past few years. Moreover, if you are not sure or forget, you can request the agent to run a motor vehicle report to verify any past indiscretions. Disclosing the information will give you a more accurate quote and it is nearly impossible to hide such things because the car insurance has legal effect.
Requires a good agent
Majority of the cars in Singapore are covered by comprehensive policies. Even though you shop around the insurance companies you like and compare the coverage, however, you are not familiar with the policies so you deserve to have a good agent. An experienced and knowledgeable agent will be patient to answer your questions and show the detail policies that you really do not know. Furthermore, the virtuous agent will you a good lead when you have no direction to get the car insurance Singapore quote.
Getting car insurance Singapore quote seems a complicated task, however, the more quotes you get, the cheapest car insurance you will possess.